Financial Fraud Facilitation, Carding & Stolen Accounts
Directive Objective
Section titled “Directive Objective”Eradicate financial fraud schemes, cyber theft networks, credit card trafficking (carding), and the distribution of compromised account credentials.
1. Scope and Policy Coverage
Section titled “1. Scope and Policy Coverage”This directive regulates fraudulent financial operations:
- Carding & CC Dumps: Sharing, selling, or testing stolen credit card numbers, CVVs, bank fullz, or bank drop routing numbers.
- Cracked / Stolen Accounts: Selling unauthorized login credentials for streaming services (Netflix, Spotify), gaming accounts (Steam, Riot), or cloud platforms generated via credential stuffing.
- Refund Fraud & Chargeback Abuse: Selling “refund methods” designed to defraud online merchants via fabricated claims of missing parcels.
- Money Laundering & Crypto Mixing: Using server channels to clean stolen cryptocurrency or move fraudulent funds through intermediary accounts.
2. Exclusion Boundaries and Scope Limits
Section titled “2. Exclusion Boundaries and Scope Limits”- Legitimate Payment Inquiries: Disagreements between users and Discord billing regarding subscription cancellations or refunds handled under ToS Category 6 (Payment Services & Subscriptions).
- White-Hat Cybersecurity Discussions: Theoretical analysis of credential stuffing techniques without sharing live databases or operational attack targets.
3. Moderator Sanctions
Section titled “3. Moderator Sanctions”- Carding shops and credential markets must be eradicated immediately with permanent server bans.
- Purge any credit card data or login dumps immediately to prevent further account hijacking.